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                  Restaurant Insurance

                  Hot flames, employees rushing around, the threat of food contamination—you face some pretty unique risks as a restaurant owner. We at ERIE understand this, which is why we created a special mix of policies, endorsements and services your business really needs.

                  Your Risks, Our Solutions

                  Business Insurance from ERIE Has You Covered

                  Premises Liability Coverage

                  If you become legally liable for injuries suffered by a customer after something like a slip-and-fall accident at your business.

                  Liquor Liability Coverage

                  For legal costs and payments if your restaurant is ever named in a lawsuit. (Available for purchase as an additional coverage.)

                  Data Breach Liability Coverage

                  If you become legally liable because of accidental release of personal or credit card information in your care.  (Available for purchase as an additional coverage.)

                  Coverage for Property and Income Loss

                  For property that is damaged by theft, water damage, fire, lightning, wind, vandalism or other covered perils, as well as funds to rent an alternate space while your business is being repaired.

                  Equipment Breakdown Coverage

                  To repair or replace equipment such as machinery, conveyors, telephones, computers and heating/cooling equipment after an equipment breakdown due to a loss ERIE covers.

                  Product Contamination Coverage

                  For lost business income, replacement of contaminated food, sanitation expenses and more.

                  Workers’ Compensation Coverage

                  In the event an employee suffers an injury or disease arising in the course and the scope of their employment, regardless of negligence on your part. (Available for purchase as a separate policy.)

                  Business Auto Coverage

                  To protect you, your drivers and your business in many important ways. (Available for purchase as a separate policy.)

                  Employment Practices Liability Coverage

                  Protection for you and your business in the event an employee claims to have experienced employment discrimination, wrongful termination or sexual harassment. (Available for purchase as an additional coverage.)

                  EVEN MORE COVERAGE

                  Here are some of the extra ways that coverage from ERIE goes above and beyond

                  Hired & Nonowned Auto Liability

                  Covers liability arising from autos you lease, hire, or borrow or autos of your employees being used in connection with your business.1

                  Sewer or Drain Backup

                  Covers a loss caused by water or sewage that backs up through sewers or drains or overflows from a sump pump.2

                  Data Breach Response Expenses

                  To notify and assist affected individuals and provide various case management services.1

                  Ordinance or Law

                  Covers increased costs of complying with building codes which regulate construction and repair of damaged buildings after a covered loss.

                  Employee Theft

                  Protects you against employee theft, which is a situation that can be hard to detect and often goes on for an extended amount of time.

                  Earthquake

                  Covers a loss caused by an earthquake.2 

                  1 Available for purchase as an additional coverage on select policies.

                  2 Available for purchase as an additional coverage.

                  Great service is part of the package.

                  Risk Control

                  You have access to risk control tools and services to help you identify and reduce common business risks.

                  Specialized Services

                  You have support from claims and customer service teams that have special training in serving businesses like yours.

                  Your Local ERIE Agent

                  Your independent ERIE agent is there for you from quote time to claim time to every time in between.

                  Claims service you can count on

                  With ERIE, you have claims service that’s local and quick to respond.

                   If you have to file a claim, you can rest easy knowing that ERIE stands behind its promise of service. ERIE has claims offices throughout its territory, so help is always close by. Reimbursement for smaller claims can happen in as little as 48 hours.

                  Restaurant Insurance Quote

                  Does your restaurant have the right level of protection? If not, let’s talk.

                  Ready to get started?

                  Restaurant Insurance restaurant insurance Erie Insurance offers a special mix of policies, endorsements and services your restaurant needs. Erie Insurance http://www.15dongqiu.cn/-/media/images/erieinsurance/erieinsurancelogo.png
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